Hi Webcrawler
Thanks for your reply.I would like to be in touch with you.
I have sent a direct email to your id.
Thx
-Pal
webcrawler@mailandnews.com (WebCrawler) wrote in message news:...
> Hi Pal,
>
> See answers inline:
>
> pal_15@yahoo.com (Pal) wrote in message news:<98a9d0db.0406071029.524a2862@posting.google.com>...
> > Hi guys
> > I am expecting PR this month and I plan to move soon with my car from
> > US.
> > Can someone with experience please post some answers.
> >
> > 1. How much did you pay for car insurance in the Toronto suburbs like
> > Mississauga area for normal coverage?.
>
> All depends on the type of car.
> The same car make/model is rated differently in the Canada than in the
> US.
> So for the same car you may have been paying very low rates in the US,
> but in Canada the same car could cost more in insurance because of a
> different rating system.
>
> Mississauga is part of GTA - as long as you are anywhere in GTA you
> are SOL on insurance rates.
> The general rule of thumb is that the further you are from downtown
> Toronto, the better your rates are.
>
> Move to a place like Cambridge and you will see your rates drop by
> orders of magnitude.
>
> As a broad range, you can multiple your car insurance in the US with 3
> to get your equivalent Canadian rates.
> Therefore, if for a given car in the US, you paid $600 USD in a year,
> expect to pay $1800 - $2200 CAD in Toronto/GTA.
>
> Your best bet is to stay with the same insurance company in Canada
> that you are with in the US, assuming they operate here as well.
> If they don't, then you are SOL on that too.
>
> And any blemishes in your record like claims or accidents means that
> you are going to be screwed big time when shopping for insurance here
> in Toronto.
>
> > 2. How did you find an Insurance agent?.
>
> First bet - find out if your insurance company operates in Canada.
> Second choice - use a good insurance agent.
> Third choice - pick up the phone and start getting quotes from the big
> companies like RBC, TD, StateFarm, etc.
>
> But be prepared to pay more for car insurance than your yearly car
> loan payment :O)
>
> > 3. Does US driving experience reduce rates?
>
> Yes.
> Assuming there are no blemishes in your record.
>
> > 4. How to prove US driving experience and insurance?
>
> Driving record/driving abstract from your local DMV.
>
> > Any other info regarding this issue is appreciated.
>
> I have been thru the whole process recently - from importing my car to
> getting car insurance.
> If you need further info/help please send me an email at my email
> address.
> We can even talk on the phone if that works for you.
>
> Best wishes. |