Markku Grönroos wrote:
> "Miguel Cruz" wrote:
>> All the other charges come from your bank, the one whose name is printed
>> on the card (some banks lie and claim the charges are out of their
>> control but this is not true). So it's all a matter of shopping around
>> and finding a bank that doesn't charge any extra fees. Once you have a
>> card like this,
>
> May be a bit hard to find such a miracle bank..
Not that hard - it was the first bank I tried.
>> then the only thing you need pay is the 1%, which is much better than the
>> gap in exchange rates you'd pay for cash or travelers checks (not to
>> mention the increased convenience).
>
> It is the same for the cheques, do some shopping.
You've claimed this for months with great bluster but never proven it. Other
people meanwhile have come up with plenty of examples to the contrary.
> For decent institutions the *rate* is essentially the same with the
> plastic rates. People seldom make a decision between the two media due to
> their respective economies (that would be dull anyways).
Saving 3-4% on my travel costs is significant to me. But you're right, the
real bonus is the order-of-magnitude convenience advantage of ATMs compared
to changing paper.
miguel
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