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Subject: Re: What parts of Asia would you most want to spend your retirement in ? Posted on: Tue, 17 May 2005 10:33:06 +0000 (UTC)


Markku Gr=F6nroos wrote:
> "Tchiowa" kirjoitti viestiss=E4
> news:1115715207.871122.95340@f14g2000cwb.googlegroups.com...
>
> Markku Gr=F6nroos wrote:
> > "Tchiowa" kirjoitti viestiss=E4
> > news:1115083613.789287.288070@o13g2000cwo.googlegroups.com...
> >
> >
> > Clearly Markku hasn't actually used medical service in Thailand. It
> > doesn't appear that he's been there much.
> >
> > I have not. You are quite right about that. However, we are not
> talking
> > about dental health care in particular. What about you must go
> through a
> > large cardio vascular operation for instance.How much would it cost
> for a
> > foreign patient ?
>
> A small fraction of what it would cost in the west. A friend of mine
> had minor surgery that included a 2 day stay in Bumrungrad. Just over
> $1,000 total.
>
> He had an insurance of some sort or a very minor operation.

Wrong. He paid in cash (credit card). Rates are quite reasonable.

> > 1 million or ten million bahts ? Or perhaps more ? And in
> > case something has been done wrong by hospital (scissors left deep
in
> your
> > tissue for instance), there will be no policy to cover the indent.
>
> Why would that be any different in Thailand than in Finland?
>
> What do you mean by that ?

Exactly what it said. What is any different between that incident in
Thailand or Finland? And why would you worry more about it in Thailand
than Finland?

> > You don't
> > have a Thai policy and your national one hardly does so.
>
> Regular health care policies are widely available.
>
> What do you mean by that ?

Exactly what it said. You can find commercial health insurance policies
all over the place. In Thailand they're quite cheap. Even in the US a
good, complete and comprehensive health care policy is only a few
hundred dollars a month.

> For instance in Finland the "social sector" (by
> far most of it constituting directly the health care system)
swallows more
> than 40 billion euros EVERY year. That makes some 8000 euros per
citizen.
> Very roughly some 30% is spent to keep retired people alive. What
sort of a
> policy you have in mind to cover you fully while living permanently
as an
> old fart in Finland ?

I can't help what Finland's problems are or how they get worse as it
slips toward socializing everything, but as I said above, good medical
coverage is reasonable and available.

I pay around $700 a month for a family policy in the US that covers all
expenses, no deductible, no co-pay, for me and my wife. (Actually my
boss pays for it.) And that is at US medical rates. A similar policy in
Thailand would be half that or less.

I can also use my US policy to reimburse me for any medical costs in
Thailand.