On Thu, 13 Apr 2006 18:50:36 GMT, "RichC"
wrote:
>
>"Tchiowa" wrote in message
>news:1144937176.879586.175240@j33g2000cwa.googlegroups.com...
>>
>> > What kind of credit card company do you have that blocks you when you
>> use it overseas????? I travel with 3 credit cards and spend anywhere
>> from 60-95% of my time each year outside the US. I don't have problems
>> like that.
>>
>> I suggest that rather than tell someone in the CC company your home
>> will be empty for a few weeks you change CC companies to one that is
>> run professionally.
>>
>
>I just had an instance with my master card in Florida. I was charging about
>$1,000 for a mattress & when they went to apply the charge the sales person
>had to call the bank & had to put me on the phone & answer a few questions
>concerning my mothers maiden name & where I last used the card & for how
>much the sale was.(approx). I've never had a late payment. Very strange.
That's quite normal. Credit card companies build a profile of your
normal card usage, and in an attempt to prevent fraud, watch for
unusual activity that doesn't appear typical of your normal spending
pattern. If you try to use the card in a way that triggers their alarm
bells they'll do those kind of checks to make sure nobody else is
trying to use your card.
Chris |