Dick... it might be an interesting exercise for you to add up all you have
spent on travel insurance over the years and compare that to what you got
from TravelGuard now.
Each of us has to decide on our own risk factors and our willingness to be
exposed to however much potential loss.
I NEVER had insurance until right after 9/11. Since then I've had it for
some trips and not for others, but never because I thought I might have to
cancel.
Marsha
"Dick G." wrote in message
news:TqSdnbLVedMvslXeRVn-uw@comcast.com...
> In decades of travel we, originally my wife and I, and over the 25 years
> since she passed away, never missed a trip, yet we always took the
> insurance.
>
> Then, last October, the unthinkable happened. I got pneumonia and shortly
> after that my daughter got bronchitis, and at the suggestion of our
> doctors, we canceled.
>
> Yes, it took from October until a couple days ago, but we got a check from
> TravelGuard for everything that was due us.
>
> In other words, travel insurance is a waste of money until the one time
> you need it.
> --
> DG in Cherry Hill, NJ
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