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Subject: Re: Cruise Insurance: "Access America" Annual Policy vs "Travel Guard" Trip Policy Posted on: Thu, 04 May 2006 17:01:09 EDT


"its_my_dime" wrote in message
news:uLt6g.33442$nA3.2187@news-wrt-01.rdc-nyc.rr.com...
>
> "Reef Fish" wrote in message
> news:1146775141.779918.316120@j33g2000cwa.googlegroups.com...
>>

Further to this discussion:

People on Medicare have a specific problem. Medicare does NOT pay anything
that happends out of the US. If you have the right Medicare supplement
policy, it will pay 80% up to a lifetime limit (about $50,000). If at all
possible, you don't want to waste that limit which is why a PRIMARY medical
travel policy is important.

Under any circumstances, anybody whose sole medical insurance is Medicare
should get supplemental travel medical insurance for any trip out of the US
in my opinion.