Thus spake Dillon Pyron :
>Thus spake Rosalie B. :
>
>>Joseph Coulter wrote:
>>
>>>Dillon Pyron wrote in
>>>news:1o5i935eie3vt11g7lmcspj5nnl2u6ro2u@4ax.com:
>>>
>>>> Thus spake Joseph Coulter :
>>
>>>>>Actaully on many credit cards you will be charged about the same for the
>>>>>currency tranfer from Euro to dollars so you will not gain a thing.
>>>(edited to make my typing look better)
>>>>
>>>> I've never been charged anything but local currency. At least my card
>>>> only charges a small percentage for the exchange. The exchange rate
>>>> was realistic (not some inflated profit inducing rate). OTOH, I am a
>>>> "prefered customer" (WTF that means). I'm also what's known as a
>>>> deadbeat in the CC industry. We pay our bills every month.
>>>
>>>I have the same experience although I have seen such offers in Mexico.
>>>Nevertheless, the overall price after any and all fees is what a consumer
>>>must look at.)
>>
>>I was asked if I wanted the bills to show dollars or euros. Although
>>I said dollars, the exchange was still done from euros to dollars by
>>my credit card company. When I asked my credit card company about it
>>they said that it didn't matter how the bill was written up by the
>>seller. The credit card company processed it the same way. And that
>>has been my experience in the past also.
>>
>>I would just make sure that the credit card you use charges only the
>>minimum conversion fee which is 1%. Some banks add on another 2%
>>extra for themselves. Also, when you get cash at the bank or airport
>>or exchange kiosk, if you give them a debit card, there won't be an
>>interest charge on it like there would be if you use a credit card.
>>
>
>Our credit union only charged us a quarter per cent when we drew money
>out of our account in Australia. The ATMs down there charged 2 AUS
>dollars.
>
>When we were in Cozumel for a week long diving trip, we went into town
>one evening and looked at some blouses. Carol found one she liked at
>$20. I pulled out the credit card and she said it would be 220 pesos.
>I pulled the credit card back. One of the women said, in Spanish, "we
>only paid 1200 for it. Offer him 1900". I immediately said, in
>Spanish, "1500". Which is what we paid for it.
Make that 120, 190 and 150. I was touch typing and talking on the
phone.
--
dillon
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