This looks like it came via Hamilton, Ontario, Canada - so the
response needs to be based on insurance available in Canada and not on
insurance available in the U.S. Royal Bank has an insurance arm that
most cruise agents in Canada use. The CAA/OML also has such insurance,
as do other banks, such as CIBC and BMO, to name two. Shop around, but
do NOT end up having your doctor fill out a multitude of forms for a
bunch of different insurance companies, since that is not covered by
the provincial medical insurance, so you will end up paying and paying
and paying for those forms. Anyway, the insurance is available, but
the price will depend on what you suffer from and how likely it is to
cause them to need to pay out just when the cruise comes up.
FWIW
RsH
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On Fri, 21 Dec 2007 04:27:30 -0800 (PST), hamiltoncruiser
wrote:
>I have a progressive medical condition that requires ongoing
>monitoring and occasional adjustments to medication plus epilepsy.
>
>I understand that most policies will exclude me and my pre-existing
>condition(s) if I see the doctor within 6 (or 12) months of a cruise.
>This would make us seriously consider booking a cruise if my medical
>conditions cause us to have to cancel or cause a problem and I need
>medical attention during the cruise. It would be financially very
>painful if we lost our cruise payment, airline payments, or had to
>pay for medical attention. What are my options re: medical
>insurance? Can someone shed some light on the situation for me? We
>are going to see our TA early in the new year to book for March 2009,
>we will definitely talk to her about this when we see her.
>
>...Lisa |