Back to topic.
Yesterday's economic supplement of Corriere della Sera featured an
article in which a journalist reported that he, or a friend of his, was
unable to change or spend a 500 euro note at several shops in Holland.
The guy then went to an ABN Amro counter, and they said they'd change it
only for their customers, and directed him to a nearby "private"
currency exchange. The latter wanted a 4% commission (at the end
suggested buying a 20 euro phone card). The guy refused and went back to
the bank, and they directed him to the Bank of Holland.
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