"Miguel Cruz" wrote in message
news:hl%_b.7123$fL4.5517@nwrddc01.gnilink.net...
> Markku Grönroos wrote:
> > "Miguel Cruz" wrote:
> >> The most efficient and cost-effective way is to use an ATM card (not a
> >> credit card) for cash withdrawals from machines (which are everywhere)
> >> and use credit cards to pay for major purchases like hotels and
> >> long-distance transportation. ATMs are easier to find than cash
exchange
> >> places, are open 24 hours a day, are faster to use, and give better
> >> rates.
> >
> > Rates are essentially the same for cheques and cards.
>
> For the unfortunate people of Finland perhaps. The OP was posting from the
> USA, where things work differently.
>
No it doesn't: cheques are cashed in Mexico and the rate is defined there by
any individual bank so USA has nothing to do with this. US card holders buy
money by about the same rate rate than anyone by cheques (unless one
necessarily wants to bargain by 1:5 rates). Not Finland nor USA has nothing
to do with this. Economy is not decisive. Reasonable decisions between the
two media have different parameters (safety, replacement policy in
particular in which cheques typically beat cards hands down; complexity of
exchange prosess in which cards are by far better than cheques (typically)).
Rates for Finnish cards are not anyhow inferior to US cards.
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