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Subject: Re: Credit card or cash or? Posted on: Sat, 01 Jan 2005 16:32:57 EST

On Sat, 01 Jan 2005 03:47:36 -0800, Icono Clast
wrote:

>JamesStep wrote:
>> it's a good idea not to carry balances on your credit cards . . .
>> Even a person with a $0 balance might have a lower credit limit
>> than they realize
>
>My credit card statement, even when it's zero, shows how much credit
>is available. The amount is many times greater than I'm likely to
>spend so I pay it no mind. As related, it was enough to buy a car.
>
>Last time I bought a car, I called the credit card company to tell
>them my intent. The dealer, however, would let me charge only $2,500.
>I was disappointed. I wanted to charge the whole bumper-to-bumper thing.

me too. They wouldn't fharge any of it.

Until recently you could by US federal I-bonds oer the web using
a credit card, whihc was handy for building up air miles on my
British American card.

>Dave Hatunen said:
>> Your credit limit is apparently a function of how much you spend
>> with the card,
>
>I wonder. My spending has never even been as much as a third of the
>credit limit.

Ditto, but we never carry a balance, either.


************* DAVE HATUNEN (hatunen@cox.net) *************
* Tucson Arizona, out where the cacti grow *
* My typos & mispellings are intentional copyright traps *

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