Marc wrote:
> I have Kaiser Permeanente medical insurance. I consider it to be very good.
> They will reimburse for "urgent or emergency medical treatment outside of
> the USA. However, I could not get a clear answer from their customer
> service department as to what would be covered if I needed it while I was in
> Europe. My wife got the worst cold I have ever seen in Munchen. $80 for
> Dr. and similar amount for prescriptions. Kaiser would not reimburse for
> that.
Kaiser is not what it once was (back when Henry J. was
instrumental in starting it during WW2). Being a Medicare
recipient whose Medgap insurance does not cover me outside
the U.S., I have a travel medical policy from American
Express. Because it only kicks in after my primarly
coverage (although in my case, that obviously means
everything overseas) it is quite inexpensive - I'm over
seventy and it only costs me $136 a year. I've used it
several times (enough to recover my premiums, anyway) and
they reimbursed everything I sent them bills for. (In fact,
they initially paid me too much for one claim, because they
failed to notice that one doctor was in Zurich and the other
in Vienna, so paid me the same - higher - exchange rate for
both, and I had to call it to their attention.)
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