"Mark Brader" wrote
> Nancy Young:
>>>> Just a word of advice ... check your policy, don't call the
>>>> insurance company. I didn't know, and when I called about my
>>>> inlaw's house that was going to be vacant for a time, they wanted
>>>> to cancel the policy immediately, or charge some outrageous amount
>>>> to cover a vacant house.
>
> Mark Brader:
>>> Just a word of advice... don't try to trick your insurance company
>>> and think your coverage is still valid.
>
> Nancy Young:
>> Nobody said anything about tricking. I said Read your policy,
>> don't go calling them up and giving them an opening to cancel you
>> or raise your rates with what you think is an innocent question.
>
> If they want to cancel the policy or "charge some outrageous amount",
> that would imply that you don't have coverage for the situation you're
> asking about. Unless of course *they're* trying to trick or cheat *you*,
> or their people are incompetent, in either of which cases you probably
> want to change insurers anyway.
The state of home owners insurance coverage is not what it used to
be. Best to read the policy and take whatever steps to avoid voiding
your policy, it might be as simple as asking someone to live in your
house for a couple of days, or come home a day early.
nancy
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