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Subject: Re: car insurance in USA Posted on: Fri, 04 May 2007 23:08:53 PDT

On 5/4/2007 6:27 PM Hatunen wrote:
> On Fri, 4 May 2007 15:44:36 +0100, "wasted"
> wrote:
>
>
>> Greetings I will be travelling to the USA soon (from UK) and staying with
>> friends. Someone told me that in the USA it is the car that is insured, so
>> anyone can drive it who is legally allowed to drive, rather than each person
>> having to be insured or be named as a driver - is tha correct?
>>
>
> In general, yes. But policies vary so be sure to have the
> American check his policy in this regard.
>
>
With our policy here in New Jersey it is indeed the car that is
insured. Also, the principal driver is listed for each vehicle covered
by the policy. If the option to cover additional drivers for a covered
car is not take then only those drivers named in the policy can drive
the covered cars.

While there are some things similar, each state has their own
regulations. Each insurance company has their own policy rules within
state regulations.

--
____
Brian M. Kochera
"Some mistakes are too much fun to only make once!"
____
View My Web Page: http://home.earthlink.net/~brian1951

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