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Subject: Re: Atm machine options in Canada Posted on: Thu, 10 May 2007 23:52:52 +0000 (UTC)

Greg Rozelle ha scritto:

> Primary Account, Savings account, Current account, Chequing account,
> credit card cash advance account?

Sorry for my questions...
I will go in the USA this summer for the fourth time...
Other times I remember so many options in the ATMs that confused me.
Here in Italy I have an ATM card (debit card) that I use to get money
without (supplementary) charge from my bank and with a (little) charge
from other banks.
The same in other foreign countries (my card is enabled to international
use), but the option normally is only one: 'get money' (or something
similar...).
If I use my CREDIT card (a different card), I will pay much more
supplementary charge (so I don't use it on ATMs), but still the option
is only one: 'get money'.
In the USA I don't know what option I must choose.
I remember I got money, so maybe I choose the correct option, or all
options do the same, for me (foreign visitor), but I'm still confused,
because my knowledge of English language don't let me to understand
correctly the difference between these options...

I understand what means 'Primary account...', but...
What for 'Savings...'/'Chequing...'?
Difference between 'Primary...' and 'Current...'?
I understand 'credit cash advance....', but what 'credit card advance'
if I'm not using a credit but a debit card?
And vice versa, if I'm using a credit card, what for other account options?
Maybe you have only one card that do all?
Here the ATMs shows only the valid options for the inserted card...

I need to use ATMs, because is far cheaper to get money from ATMs (with
debit, not credit card) than to change Euro to US$ on a change counter
(here or there).

Thanks

Ciao, Piero.